When people think about estate planning, they usually think about houses, bank accounts, and retirement plans. Very few people think about their email, their photos, or the business they run from a laptop.
But here’s the reality—today, so much of our life lives online. Our finances. Our memories. Our work. Even our health care. And when someone passes away or becomes incapacitated, that digital life doesn’t automatically transfer to the people who need it.
I see families all the time who know something important exists—an email account, online bills, family photos, even income—but they can’t get in. Passwords are unknown. Access is denied. And the law can’t always fix it.
That’s what we’re talking about in this episode—why digital assets matter in an estate plan, what can go wrong when they’re ignored, and how simple planning can spare your family a lot of frustration and loss.
This isn’t about being tech-savvy. It’s about being realistic. Digital assets are now part of everyday life, and ignoring them doesn’t make them disappear—it just makes them harder for the people you love to manage later.
So in this episode, we’re going to talk about digital heirs—what happens to your online life when you’re gone, and how to make sure it’s handled with the same care as everything else you’ve worked so hard to build.
Let’s start with a simple question: how much of your life is locked behind a password right now?
Downloadable Resource for You
This downloadable resource that you can use in the event that you may need to help you with your online inventory management and digital asset needs.
🔑 For help, visit https://www.NancyCogar.com
🎙Listen to Boomer Time with Nancy Cogar on YouTube: https://www.youtube.com/@NancyACogar
🎙Listen to Boomer Time with Nancy Cogar on Spotify: https://open.spotify.com/show/0fxgUg1FwgfazDEDWnqnoS
🎙Listen to Boomer Time with Nancy Cogar on Apple Podcasts: https://podcasts.apple.com/us/podcast/boomer-time-with-nancy-cogar/id1725555845
🎙Listen to Boomer Time with Nancy Cogar on iHeartRadio: https://www.iheart.com/podcast/269-boomer-time-with-nancy-cog-272050488/
✨Follow on Instagram: https://www.instagram.com/nancy.cogar
Disclaimer: The information provided on this website and on the podcast is not intended to be considered as legal advice or constitute an attorney/client relationship as provided under the Tennessee Rules of Professional Conduct.


